Here I am ... 24 hours after the realization that a major, massive, monumental change is coming my way.
Thursday, September 30, 2010
I Don't Get It.
Posted by Danica-Dragonfly at 1:06 PMWednesday, September 29, 2010
Desperately Seeking Danica
Posted by Danica-Dragonfly at 3:20 PMI have a secret. A secret I don't particularly want to share over at my usual haunt, platitude paradise.
It's dark and ugly and I guard it like a wounded child... except that I am ashamed on such a level, I can't think of it as a child ... it's just there ... and awful.
Now, as vain as this may sound, it's actually about so much more than vanity. It's about control ... or in my case, a lack thereof. I can not handle loss of control. I'm a freak that way. I have done so many different things in order to lose weight and get into better physical shape, it boggles the mind to list them. I stopped short at shock therapy ... let's leave it at that, shall we?
I had a full fuckin' page of blood work done two weeks ago, which resulted in my parting with ELEVEN vials of blood. My appointment was this morning. I am STILL sweating. It was a little on the rough side ... like the Spanish Inquisition, you know. This was the appointment that decided whether or not I am a viable candidate for the procedure ... whether I am mentally capable of dealing with life before, during and after the finer points of this little journey <--so you can see my concern, no? Whether I am physically healthy enough to tolerate it and whether I have done enough of the "before" work to be deemed worthy.
What does it mean? Well, it is highly likely that before my 38th birthday in November, I could already be on my way to a healthier, happier existence.
Man - I feel like I've committed a crime and am asking forgiveness of my peers right now... perhaps they should have looked a little closer at my psyche.
It is going to be quite a journey. I am frightened. If I said anything else, I'd be a liar. This is huge ... but it works, and I think I have covered most of the possible issues that are likely to arise.
I have spectacular support from my guy. He's worried as hell and insists that he loves me just the way I am, but since I have taken such a very long time to come to this conclusion (over 5 years), he is behind me all the way.
I am hoping I can count on you guys too. It's gonna be a long and bumpy road, but I think it will change me in a really positive way.
Whew! I feel better having shared this with you guys. Thanks!
D - out
Labels: secrets
Tuesday, June 15, 2010
Are There Words?
Posted by Danica-Dragonfly at 2:22 PMThe shame of this has been a hirsute I have been wearing around for all the world to see - long, ugly tendrils of coarse, greasy failure.
Back in October, when making this monumental decision, we had to also determine what to do about our house. We had no equity in it due to the fact that I frantically struggled (in vain) to save us from succumbing to our creditors by refinancing and adding a second mortgage. A move that, had it worked, would have been a stroke of genius ... however, it did not - and quickly became yet another bad choice in a long line of mistakes that led us to ruin. At the onset, the "Estate Manager" for the firm we dealt with sat in front of us and looked over our information. She tallied our debts against our assets and incoming funds and came to the conclusion that we had very limited options. (Uh ... thank you, Captain Obvious!) We asked questions. A thousand or more. Questions about the length of a bankruptcy, the criteria one must meet, the reporting, the responsibility of "the bankrupt" as they now refer to us. We sat with this woman while she figured out our total net income per month and compared it to the provincial standard. We asked her: Based on this information, what is the likelihood that we will be released after the nine month period was up? She told us (on THREE SEPARATE OCCASIONS) that as long as our income did not increase and we filed our paperwork and paid the monthly fees as required, we would be eligible for release after the initial 9 month period. So, we decided to keep our house (even though it is the root of the problem) as there would be only the one winter to contend with.
In April (that would be a month and a half ago for anyone keeping track) we received a letter stating that our trustee was preparing for the absolute discharge of our bankruptcy that was to occur prior to the middle of July 2010. We had been submitting our paperwork and paying the monthly fee without fail, but they were missing a couple of odds and ends that we needed to submit - which we did. Nothing that changed our income in any way but to decrease it slightly. We attended our last counseling session with our "EM" on the 27th of May ... we sat across a table from her and asked her point blank what the date of our discharge would be. She said July 12th. The woman had our entire file sitting in front of her ... had HAD our file for the past 8 solid months.
On June 10th, we received another letter in the mail from this "EM". The letter was dated May 26th. The day BEFORE our last meeting with this twat. In this letter, there was some startling news. We had surplus income. (The same as we had the day we signed the original documents) Because of said surplus income, we not only were NOT going to be discharged after the 9 month period we would now be paying DOUBLE the monthly amount for the next 12 months.
So ... to recap:
Signed banko docs Oct 2009 ... making risky decision to keep the house and suffer through for 9 months. **note, if we opt to let the house go now, we will have to file for a second bankruptcy as it can not be included in the one we are currently in ... and someone with two bankruptcies can essentially never qualify for any sort of sensible financing again ... I'm not even sure if "Tony the Tuna" lends to 2nd timers.
Was told in no uncertain terms that so long as our income did not "dramatically increase" (note the quotes) that we would qualify for the 9 month discharge.
March 2010 Our income dramatically DE-creases... after Hubs is laid off and goes to contract position.
April 2010 A letter is penned by our em/trustee stating they were in the process of preparing our discharge.
May 26, 2010 A letter is penned by our em/trustee detailing the reasons why we will not only NOT be discharged for at least another 12 months (on top of the 9 served) but that they are now doubling our monthly amount payable, but not mailed.
May 27, 2010 ... One day later, the person that supposedly wrote said letter, sits across a table from me, my husband and our youngest daughter, looks us in the eye and says we'll be done in July.
June 09, 2010 - TWO WEEKS after the latter was dated, we received it.
At this point in time, to say that I lost my mind would be somewhat of an understatement. Hubs and I sat down and mapped out every penny of income we had received since October 1st. We got it all organized in a nice neat spread sheet and forwarded it - along with copies of all the pay stubs, etc that should already have been in our file. I sent this info to our "EM" (and I can assure you I have some much more colorful names to call her than that) on Thursday, June 10/10. I followed up with a call and email on Friday, June 11/10 ... and again with an email yesterday - Monday, June 14/10. Below, you will find her email reply (which came at 4:50 pm) to my frantic pleas:
So, I uh ... lost my shit ... and this time, it was still within business hours. I called their office. It was 4:53pm. I was told that the office closes at 5:00pm and that I would need to call back during business hours. (R U FUCKING KIDDING ME???) I said "funny, my watch clearly indicates 4:53pm. There are 7 minutes left of your business day, and I want to speak to someone that can explain to me how your firm's gross negligence in performing their end of my bankruptcy can somehow have a lasting, negative effect on my financial health?"
So I was put on hold. When someone finally picked up, he did not identify himself and he was taking a pretty hard line with me. Given the fact that I was sitting about 3 degrees under homicidal, it wasn't his smartest decision of the day. Turns out he was one of the firm's trustees. He actually (to my surprise, in fact) changed his tune fairly quickly after I launched on him like a fat camp detainee on a smorgasbord. Honestly, I felt like an idiot the way I was ranting and raving - but the reality remains that they have fucked us over pretty good here.
We left it at him looking at our file first thing in the morning and getting back to me by phone the next day ... that would be today. (Alas, my phone has not borne such fruit to this point.) I drove home last evening in a fit of rage. I do not recall the drive. I do not recall anything save the blood red curtain that descended over my vision. When I got home, I walked in and Hubs was standing there waiting for me - I had sent him the email from the trustee. He started to talk and then after one glance at me, opened his arms where I promptly dissolved into a sputtering geyser of tears.
It was not a nice evening in my house.
This morning, after a highly restless night, I came into work to face a mountain of bullshit of Narci's making. I've been feeling like flinging myself into a wood chipper for most of the past 12 - 15 hours. I know that there are many, much worse scenarios in a lifetime to overcome, but this was blatantly THEIR fault. This delay would mean we will not qualify to renegotiate our mortgage when it renews - which means continuing at much higher payments than otherwise necessary. It means we can't replace our car - which is in really rough shape and is 11 years old. It means that I have to break a promise to my kids regarding a trip we were going to take this summer.
It sucks ... donkey balls.
Then ... I am on the phone with Hubs and another email comes in from our "EM":
So ... I am left with the overwhelming feeling that they did, in fact, fuck up... and we caught them. Does that passage not smack of "blah blah blah ... it's not our fault ... blah blah blah ... but since you are being such a bitch about it, we'll tweak this and adjust that and ...VOILA!!! You are discharged? It's funny, yesterday the comment was "but there are rules" and today it's more like "well ... rules - schmules". I can't help thinking if I hadn't reacted the way I did, we'd not only be in for another 12 months, but very likely paying double what we've been paying for the past 9. (An amount that would go a long way toward a decent mortgage payment, by the way... money that is paid NOT to my creditors - no, no ... to the trustee)
It goes to show you - there are a horrifying number of "professionals" in our world that don't know their arses from a hole in the ground. The general populace NEEDS to educate themselves. I am literally trembling in my drawers at how close this has come to financial annihilation.
It would seem we are back in the clear ... today. I won't rest overly easy until we have that paper in our possession. Putting my immediate future in the hands of such people has been harrowing to say the very least.
Labels: Anger
Tuesday, December 1, 2009
January 11, 1989.
Posted by Danica-Dragonfly at 10:11 AMSomeone actually said during the trial that it was a damned good thing Jax was a virgin prior to the attack. I'm not so sure THAT wasn't the most abhorrent part of the entire ordeal. What in the holy hell could that possibly mean? Getting brutally raped, at gunpoint, by a serial rapist could somehow have been her fault? Even if she was the loosest girl in the country, I don't see how it could have been any less HER fault. It was heartbreaking.
Until that night, our world was very simple. We lived in "Mr. Roger's neighborhood". A place where my bud, Clarke could gain access to my bedroom via my window at any time it pleased him. A place where I walked the street between my house and Jax's most nights of the week ... in the dark - alone. Somewhere that parents didn't worry about leaving their teens at home alone, save the fact they may get into their own brand of mischief. Nothing would ever be the same for a single one of us.
Twenty plus years later, I don't dwell on this so often anymore. I usually try to forget January 11th on my calendar. I haven't spoken to Jax since she got married - several years ago, now. I know how she is ,as I am close friends with her sister, but our friendship died a very long time ago. Something more painful for me than any of the other events spoken in this post. She was my best friend, my cub. I loved her like family.
I guess in the end, I was too much of a reminder for her.
Sunday, November 1, 2009
Wednesday October 26, 1994.
Posted by Danica-Dragonfly at 1:55 PM6 comments:
-
The Management said...
- A cautionary tale if ever there was one. I used to drink and drive
as a teenager and in my early twenties. Then my daughter came along and
I learned that it's just not worth the conveinience of having your car
when the consequences can be so terrible for your own family and
others. My sympathys for your families loss, but I have little respect
for drunk drivers.
-
October 26, 2009 11:38 AM
-
Mark Price said...
- Good lessons Danica. My wifes older brother was killed by a drunk
driver so there is never a question about drinking/driving in our
family. Such a waste and I feel for your family.
-
October 26, 2009 12:36 PM
-
Xtreme said...
- I too used to be guilty of raging stupidity in my youth. Cost me one
nice car. Fortunately, it was a fairly minor single vehicle accident
with no injuries. I didn't smarten up until I met my wife at 22. But I
can say that I've managed to not be that kind of stupid since.
Condolences girl, that post made me sad.
-
October 26, 2009 3:17 PM
-
Sparky said...
- :o( this is a very sad tale.
But a good lesson to those would be drink drivers. I think that people who don't take driving seriously, and put others at risk are stupid and selfish. I have been in two accidents, one when I was only a small child, and that was the result of someone drinking.
But I am very sorry for youre loss.
-
October 26, 2009 3:49 PM
-
Cynica Sarcastamos said...
- Hey Danica. Wow. You're makin' me think, Girl.
We are all capable of extreme selfishness. I admire those who take the high road and pitty the ones who don't. I've been both. Your post reminds me that there are things worse than death and that death is often not as self-centered as those who toy with it. Well done, You.
-
October 26, 2009 7:05 PM
-
Danica Dragonfly said...
- D - Neither do I, man ... believe me.
Mark - I am sorry to hear that. It is such a preventable reason for dying. (Or more often killing someone else) The only saving grace is that in our case, he didn't hurt anyone else ... he came very close, but didn't.
Xtreme - VERY happy that you were able to change your evil ways :). It helps to have something worth living for ... it sucks to be the one left behind.
Sparky - our loss sucks, yes ... but the shame that is still associated is what sucks more. He was an asshat of epic proportions. I even wished death upon him. I'll have more to say as time goes on ... it's still a festering topic where he is concerned.
Cynica - welcome! Yes, we are all capable. I (especially lately) am frighteningly so of being highly selfish being. All I can say about this experience is - it's over. There were lessons learned. Thank God nobody else was hurt.
-
October 27, 2009 12:17 PM
Monday, October 12, 2009
The Feather ... An Existential Query
Posted by Danica-Dragonfly at 12:03 PMI sit atop a flattened rock, smoking my cigarette.
The autumn wind, a taunting foe, hastens street debris to a distainful tempest.
Here, in the alley is to where, I flee. Physically, at the least.
I smoke ... sometimes twice.
How joyous the taste, crisp fall air intermingled with drug laden ghosts of my ill fated future.
Inhaling my escape.
I watch the foot traffic hustle by, unaware of my presence.
Some days, I imagine the lives of these marionettes as they fumble past, to my pleasure.
Some days, my distraction resides within.
Today, I spy a feathery spirit.
Performing the Viennese Waltz with a delicate, yet razor precision.
Her white, downy body alight with the peril in which she finds herself.
A dance, does she, wrings tears from my eyes.
Along the grid of the sewer grate.
She dips and turns and sways.
I catch my breath, she is gone.
But wait ...
The wind, caustic in its sensibilty, lifts her to safety.
A safety so fleeting, she's gone once more.
My heart sinks into the depth of dispair.
I receive the lesson.
Bereft and once again, alone.
I search for the meaning.
Has anyone ever known?
My feather is gone ...
With the grey water and street run off.
I so thought she'd prevail.
Where is the meaning?
What is the point?
Why are we here?
The answers elude scholars and fools.
Wednesday, September 16, 2009
Ladies & Gentlemen of the Jury
Posted by Danica-Dragonfly at 2:44 PMWho am I?
I am 5'6" tall ... and getting shorter every day - it is my secret desire to shrink away from sight.
I am 49% bitch and 51% sweetheart – so don’t push me.
I am a young, beautiful and vibrant woman trapped in an old, tired and out of shape body that I'm being systematically smothered out of every minute.
I am shaken, then stirred.
I am a daughter, sister, mother, wife, co-worker, friend ... and I am woman - hear me roar.
I am a bacon bringing, office managing, dinner preparing, household running, child rearing multi-tasker with the will of a two year old and the attention span of 36 year old.
I wear stress like a second skin and would trade my eye teeth for a snake's ability to shed it.
I am a wannabe writer, singer and independently wealthy recluse.
I grab life by the ass and either kiss it, spank it, change it, kick it or wear it as a hat.
I am contents under pressure & handle with care.
I put the ‘fun’ in dysfunctional.
I am an emotional escape artist.
I have a crunchy outer shell, a marshmallowy centre and I melt in your mouth, not in your hands.
I am scarcely two dimensional one minute and overflowing the fifth the next.
I am politically incorrect, inept and incapable of caring.
I am the other white meat.
I am a pill.
I am poet laureate to my own amphitheater of idiots and idiot laureate to my amphitheater of poets.
I am smarter than a speeding bullet, furrier than a locomotive and able to leap tall sandwiches in a single bound.
I live in certainty that I am the product of an immaculate conception.
I keep a clean house, run a tight ship, have a balanced cheque book and lie like a cheap rug - several of which I own, incidentally.
I am high octane, high maintenance, high and mighty and sitting on my high horse.
I am squandering my existence all the while railing against the injustice that resides between the expectation of greatness and the life sentence of mediocrity.
I am heaven and hell wrapped up in one glorious package of rose petals and razor blades.
I am an impish spark and I shine through the fog of my sometimes dreary existence - until I don't ... and then in that chilly absence, I am a bathtub full of bubbles with a cold drizzle closing in.
I am the fire, the ashes and the pheonix - the light and the dark and I make frequent apology for it all.
I am equal to no one, living in constant shadow or glaring sunlight - neither of importance nor inconsequential.
All that is certain is that I 'am'.




